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Southlake Motorcycle Insurance

If you have Southlake motorcycle insurance, you might be wondering if you can cancel it for times of the year you might not be able to ride. In most parts of Texas, you can take your bike out just about all year, save for the times where the roads get icy. But if you don’t ride on a regular basis, you could be thinking of dropping your motorcycle insurance in Southlake TX. The professionals with Kirk Bonds Insurance would like to show you why this probably won’t be a really good idea.

Reasons to Keep Your Coverage Year-Round

Some people with Southlake motorcycle insurance will either reduce the amount of their coverage or increase their deductible in an effort to save some money. They figure they’ll only ride a few months out of the year, so why pay for coverage when they’re not using their bike? Some will even cancel their motorcycle insurance in Southlake TX completely, and then just purchase a new policy when they feel like riding again.

But there are a lot of ways doing these kinds of things can cause problems. If you’re thinking of making changes, consider the following before you make a decision.

  • Even if you don’t ride your bike for extended periods of time, your motorcycle can still be damaged during storage. It could also be stolen. Motorcycle insurance in Southlake TX will protect you should either of these happen.
  • There are some instances where insurers will levy penalties or fees for canceling a policy early. Your insurer probably requires you to keep coverage for at least a year. If you cancel before then, that could be really costly.
  • You might also find that getting coverage once you’ve canceled is a lot more difficult than you imagined. If an insurance company finds that you have a pattern of canceling early, it might choose not to offer you coverage. You’d have to find another carrier, and you might have to pay more for a policy as a result.

The experts with Kirk Bonds Insurance can find you effective, affordable Southlake motorcycle insurance. Learn more by contacting us online or calling (817) 232-1511.